The Team Behind the Strategy
Goheen Capital is a family-built practice with institutional reach — three decades of earned relationships, deep carrier access, and a senior bench of underwriting, design, and operational expertise. Every engagement is anchored by the same standard of care established at founding.
Over three decades, Shawn Goheen has established himself as one of the most trusted authorities in premium finance structuring for families of significant wealth. What began in the early 1990s as a conviction that high-net-worth families deserved a more sophisticated approach to estate protection has grown into a practice that has structured more than $1 billion in solutions across the country.
Shawn maintains direct relationships with more than 15 specialty lenders, 20 banking institutions, and the nation's premier carriers — a network built over decades that gives clients access most advisory firms cannot replicate. The depth of his network and case history means other professionals — attorneys, CPAs, RIAs — regularly bring Goheen their most complex cases, trusting his judgment where the stakes are highest.
Outside of the office, Shawn is an avid golfer and enthusiastic host — known among friends and family for his dedication to both the game and the grill.
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Morgan Goheen leads Goheen Capital's advisor-facing business — building and maintaining the firm's relationships with registered investment advisors, wealth management teams, and professional networks across the country. She brings a disciplined, relationship-first approach to every engagement, committed to understanding what a client truly needs before recommending a path forward.
As Goheen Capital's next generation of leadership, Morgan is expanding the firm's reach while preserving the personal attention and discretion that have defined the practice since its founding. Every advisor who partners with Goheen — and every family they serve — experiences the same standard of care established over thirty years.
Beyond the office, Morgan is an avid equestrian and devoted traveler who believes the trust and consistency that define great client relationships apply equally to a life well-lived.
Stacey Goheen has been the operational cornerstone of the firm since 2010. Drawing on her background as a small business owner, she brings a firsthand understanding of what it means to run an organization with precision, accountability, and purpose.
Every case that moves through Goheen Capital does so because Stacey has ensured the details are right — from client communications to internal coordination to the administrative discipline that allows Shawn and Morgan to focus entirely on the people they serve.
Quietly essential. Professionally irreplaceable.
Karen Sturrock brings more than four decades of underwriting expertise to Goheen Capital's most complex cases. Across a career that spans operations leadership, field underwriting, and senior case management, she has built a reputation for navigating intricate medical, financial, and structural variables — the kind of judgment that determines whether a case clears or stalls.
As Director of Underwriting, Karen partners directly with high-net-worth clients and top-producing advisors to match each engagement to the carrier, structure, and conditions best suited to the client's objectives. Her depth of experience is the reason cases other firms cannot place often find a home at Goheen.
Forty-four years of underwriting judgment — the kind that does not come from a manual.
Jake Leatherwood serves as Senior Case Designer and Loan Manager — two roles that together cover the full lifecycle of a premium finance engagement. As a designer, he structures customized solutions across the country's leading carriers, identifying the most competitive design for each client's profile and objectives.
As Loan Manager, Jake stewards the lender relationship from origination through every renewal — managing approvals, monitoring loan performance, and continuously shopping financing options as market conditions evolve. The result is a financing structure that stays optimized for the client years after the case is placed.
Designs the case. Manages the loan. Watches the markets so the client doesn't have to.
Charlie Ditta serves as a Recruiter with Simplicity Group, supporting Goheen Capital's business development and operational initiatives. She coordinates advisor and client engagement efforts, leads marketing and event programming, and helps maintain the firm's relationships with the broader professional network that underpins Goheen's practice.
Inside the firm, Charlie partners closely with internal teams on communications, administrative coordination, and the compliance-focused practices that allow Goheen to deliver an efficient, professional client experience at every touchpoint.
The connective tissue between the practice and the people it serves.