:root{--navy: #0d1e3a;--navy-2: #162d56;--gold: #b8922a;--gold-lt: #c9a84c;--gold-text: #8a6a17;--gold-text-cream: #7a5e14;--muted: #645c4a;--muted-link: #5b6473;--cream: #f4f1eb;--ink: #2d3748;--line: #e8e0d0;--serif: "Liberation Serif", "Times New Roman", Georgia, serif;--sans: "Liberation Sans", Arial, Helvetica, sans-serif}*{box-sizing:border-box}html,body{margin:0;padding:0;background:var(--cream)}body{font-family:var(--serif);color:var(--ink);-webkit-font-smoothing:antialiased}.hub{max-width:64rem;margin:0 auto;background:#fff;box-shadow:0 1px 40px #0d1e3a1f}.hub-hero{position:relative;overflow:hidden;background:var(--navy);color:#fff;border-top:7px solid var(--gold);padding:52px 56px 46px}.hub-hero__glow{position:absolute;right:-160px;bottom:-160px;width:460px;height:460px;background:radial-gradient(circle at center,#c9a84c4d,#c9a84c1a 40%,#0d1e3a00 70%);pointer-events:none}.hub-hero__top{position:relative;z-index:2;display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:36px}.hub-hero__logo{width:2in;height:auto;display:block}.hub-hero__est{font-family:var(--sans);font-size:11px;font-weight:700;letter-spacing:3px;color:var(--gold-lt);padding-top:8px}.hub-hero__eyebrow{position:relative;z-index:2;font-family:var(--sans);font-size:12px;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--gold-lt);margin-bottom:16px}.hub-hero__title{position:relative;z-index:2;font-family:var(--serif);font-weight:700;font-size:46px;line-height:1.06;letter-spacing:-.5px;margin:0 0 16px;max-width:30rem}.hub-hero__title .accent{color:var(--gold-lt);font-style:italic}.hub-hero__sub{position:relative;z-index:2;font-family:var(--serif);font-size:18px;color:#ffffffd1;line-height:1.5;margin:0 0 22px;max-width:36rem}.hub-hero__rule{width:64px;height:2px;background:var(--gold);margin:0}.hub-intro{padding:34px 56px 6px}.hub-intro p{font-family:var(--serif);font-size:13pt;line-height:1.62;color:var(--navy-2);margin:0;max-width:44rem}.hub-library{padding:20px 56px 8px}.lib-group{margin:26px 0 14px}.lib-group__head{font-family:var(--serif);font-size:18.5pt;font-weight:700;color:var(--navy);margin:0 0 4px;padding-bottom:6px;border-bottom:2px solid var(--gold)}.lib-group__note{font-family:var(--sans);font-size:11.5pt;font-style:italic;color:#5b6473;margin:0 0 18px}.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:18px}.doc-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:22px 22px 18px;transition:box-shadow .18s ease,transform .18s ease,border-color .18s ease}.doc-card:hover{box-shadow:0 14px 34px #0d1e3a21;transform:translateY(-2px);border-top-color:var(--gold-lt)}.doc-card__kicker{font-family:var(--sans);font-size:10.5px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold-text);margin-bottom:10px}.doc-card__title{font-family:var(--serif);font-size:16.5pt;font-weight:700;line-height:1.18;color:var(--navy);margin:0 0 9px}.doc-card__title a{color:inherit;text-decoration:none}.doc-card__title a:hover{color:var(--navy-2)}.doc-card__blurb{font-family:var(--serif);font-size:11.6pt;line-height:1.55;color:var(--ink);margin:0 0 16px}.doc-card__meta{font-family:var(--sans);font-size:10.5px;letter-spacing:.5px;text-transform:uppercase;color:var(--muted);margin-bottom:14px}.doc-card__actions{margin-top:auto;display:flex;align-items:center;gap:18px;padding-top:12px;border-top:1px solid var(--line)}.doc-card__read{font-family:var(--sans);font-size:12px;font-weight:700;letter-spacing:1px;text-transform:uppercase;text-decoration:none;color:var(--navy)}.doc-card__read:hover{color:var(--gold-text)}.doc-card__read .arrow{transition:transform .18s ease;display:inline-block}.doc-card__read:hover .arrow{transform:translate(3px)}.doc-card__pdf{font-family:var(--sans);font-size:11.5px;font-weight:700;letter-spacing:.8px;text-transform:uppercase;text-decoration:none;color:var(--muted-link)}.doc-card__pdf:hover{color:var(--gold-text)}.hub-faq{padding:30px 56px 8px}.hub-faq__head{font-family:var(--serif);font-size:18.5pt;font-weight:700;color:var(--navy);margin:0 0 14px;padding-bottom:6px;border-bottom:2px solid var(--gold)}.faq-item{border-bottom:1px solid var(--line);padding:16px 0}.faq-item:last-child{border-bottom:none}.faq-item__q{font-family:var(--serif);font-size:13.5pt;font-weight:700;color:var(--navy-2);margin:0 0 6px}.faq-item__a{font-family:var(--serif);font-size:11.6pt;line-height:1.6;color:var(--ink);margin:0;max-width:46rem}.hub-foot{margin-top:24px;padding:28px 56px 40px;background:var(--cream);border-top:1px solid var(--line)}.hub-foot__brand{font-family:var(--serif);font-size:13pt;font-weight:700;color:var(--navy);margin:0 0 8px}.hub-foot__brand .est{font-family:var(--sans);font-size:10px;font-weight:700;letter-spacing:2px;color:var(--gold-text-cream);margin-left:10px}.hub-foot p{font-family:var(--sans);font-size:9.5pt;line-height:1.55;color:#5b6473;margin:0 0 8px;max-width:52rem}@media(max-width:640px){.hub-hero{padding:40px 26px 34px}.hub-hero__title{font-size:34px}.hub-intro,.hub-library,.hub-faq,.hub-foot{padding-left:26px;padding-right:26px}.card-grid{grid-template-columns:1fr}}