Legal

Terms of Use

Last Updated: June 2026

These Terms of Use govern your access to and use of this website. By using the Site, you agree to be bound by these terms.

1. Acceptance of Terms

This website (the "Site") is operated by Goheen Insurance Agency, Inc., doing business as Goheen Capital ("Goheen," "we," "our," or "us"), a Simplicity Group company. By accessing or using the Site, you agree to be bound by these Terms of Use and our Privacy Policy, which is incorporated by reference. If you do not agree to these terms, please do not use the Site.

2. Eligibility

The Site is intended for users who are at least 18 years of age. By using the Site, you represent and warrant that you are at least 18 years old and that you have the legal capacity to enter into these Terms of Use.

3. Informational Use Only

The information provided on this Site is for general informational purposes only. Nothing on this Site constitutes legal, tax, accounting, investment, or insurance advice. The information presented does not constitute an offer to sell or a solicitation to buy any insurance product, security, or service.

Any decisions regarding insurance, premium finance, estate planning, or related strategies should be made in consultation with qualified professionals — including licensed insurance agents, attorneys, certified public accountants, and registered investment advisors — who can evaluate your particular circumstances.

4. Acceptable Use

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party. You agree not to:

5. Intellectual Property

All content on this Site — including text, graphics, logos, images, design elements, and any proprietary methodologies such as the Liquidity Preservation Strategy℠ — is the property of Goheen Capital or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may view and download content for personal, non-commercial reference only. You may not reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, or sell any content obtained from this Site without our prior written permission.

6. No Warranties

The Site and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by law, Goheen disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and completeness.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components. You use the Site at your own risk.

7. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Goheen, its affiliates, officers, employees, agents, or partners be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages — including but not limited to loss of profits, data, goodwill, or other intangible losses — arising out of or in connection with your access to or use of, or inability to access or use, the Site or any content on it.

8. Indemnification

You agree to indemnify, defend, and hold harmless Goheen and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the Site, your violation of these Terms of Use, or your violation of any rights of another party.

9. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Goheen. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites. You acknowledge and agree that Goheen shall not be responsible or liable for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such third-party site.

10. Electronic Communications

When you use the Site or send communications to us electronically, you consent to receive communications from us electronically. You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.

11. Modifications to These Terms

Goheen reserves the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting to the Site. Your continued use of the Site following the posting of revised terms constitutes acceptance of those changes. We encourage you to review these Terms of Use periodically.

12. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any dispute arising under or relating to these Terms of Use or your use of the Site shall be resolved exclusively in the state or federal courts located in Texas, and you consent to the personal jurisdiction of such courts.

13. Severability

If any provision of these Terms of Use is found to be unlawful, void, or unenforceable, that provision shall be severable from the remaining provisions, which shall remain in full force and effect.

14. Entire Agreement

These Terms of Use, together with our Privacy Policy and Disclosures, constitute the entire agreement between you and Goheen regarding your use of the Site and supersede any prior agreements or understandings on that subject. Our failure to enforce any provision of these Terms of Use shall not be deemed a waiver of that provision or of the right to enforce it.

15. Contact

If you have questions about these Terms of Use, please contact us at info@goheeninsurance.com, or through the contact information provided elsewhere on this Site.